retirement

The Pros and Cons of Annuities

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We don’t want our money to run out before we die, which is why most insurance companies sell annuities. To be sure, this is a compelling sales pitch. A significant part of your wealth is forfeited to the insurance company if you die before reaching your life expectancy, which is the risk associated with annuities.

Common Retirement Expenses That You Should Budget For

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Some expenses may be able to be reduced or eliminated in retirement, while others may increase with age. Retirement means no commuting costs or expensive clothes for work, and new hobbies or using more health care services may result in new costs. When planning your retirement budget, keep these expenses in mind. Housing In retirement, … Read more

Should You Consider Annuities?

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A retirement plan can benefit from annuities. As a result, they provide guaranteed retirement income, similar to what workers receive with a traditional pension plan. There are fewer defined benefit plans than ever, so every worker must create a retirement plan. With an annuity, even if your 401(k) or other workplace retirement plan runs out, … Read more

The Benefits of Tax Liens Investments

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Portfolio diversity is essential to maintain a healthy balance, even when the stock market is performing well. Investing in tax liens can diversify and protect your retirement savings when the stock market isn’t booming. It’s not a complex process. With a bit of knowledge and research, you can start investing with limited funds and earn … Read more