As 2024 nears its conclusion, the festive season is on the horizon, reminding us that there’s limited time left to achieve this year’s retirement savings target. If you have an IRA, you can contribute until the 2024 tax deadline for 2024 contributions. However, those with a 401(k) must make their 2024 contributions by December 31. … Read more
Retirement is often seen as a golden phase, a time to relax and enjoy the fruits of years of hard work. However, there’s an unexpected twist that many don’t anticipate: a potential dip in your credit score. Even if you’re not planning to borrow money, your credit score can influence various facets of your life, … Read more
This article discusses the financial implications of passing away with debt for retirees and their loved ones. It also provides practical strategies for retirees to effectively manage and eliminate their debt, safeguarding their loved ones from potential financial burdens.